Internet Banking

 

 

ACCOUNT FEES

 

The following fees apply to all of your accounts with us:

Wire Fee Domestic $20.00

Wire Fee - International $45.00

 

The following fee applies to all of your accounts with us except Certificates of Deposit Accounts:

Dormant Account Fee* $5.00*

 

The following fees apply to Checking Accounts:

Overdraft Fee (paid item) $30.00

Overdraft Returned Item $30.00

Negative Balance Fee after 4th Business Day** $10.00**

Stop Payment on a Check or Draft $20.00

Check Printing Fee Prices Vary

Overdraft Protection Fee*** $ 6.00***

 

The following fee applies to Checking and Savings Accounts:

Deposited Item Returned $15.00

 

Miscellaneous Fees and Charges: 

Cashier Check Fee**** $ 5.00****

Imaging Fees***** Prices Vary*****

 

 

*Dormant Account Fee

$5.00 (See Description of Account Type)

Checking Accounts = $5.00 per month after 12 months of no activity;

Statement and Passbook Savings Accounts with an average daily balance less than $5,000 = $5.00 per month after 12 months of no activity;

Statement and Passbook Savings Accounts with an average daily balance of $5,000 or greater = $5.00 per month after 24 months of no activity;

Kids Klub Accounts = $5.00 per quarter after 24 months of no activity.

 

**Negative Balance Fee after 4th Business Day

A fee of $10.00 will be imposed on the 4th day when your account balance remains overdrawn for 3 consecutive business days and will be imposed every day the bank is open for as long as the account remains negative.

 

***Overdraft Protection

An overdraft protection fee of $6.00 incurs when a transfer from a savings must be made to a checking to avoid an overdraft situation. An overdraft may be created by check, in person withdrawal, ATM withdrawal, or other electronic means that result in an overdraft.

 

****Cashier Checks

Two (2) cashier checks will be free per month per account. A charge of $5.00 per check for all over two (2) per month will be charged.

 

*****Imaging Fees

Imaged check or statement copies will continue to be free when requested in statement cycle in which they are presented for payment. Additional imaged check or statement copies requested after the statement cycle will incur a fee of $15.00 per hour plus $0.50 per page with a minimum charge of $10.00.